What company can quote you a price, then charge 138% of that estimate and then slip in another charge from someone you never met, who did something you never agreed to? Welcome to healthcare in the USA! In the example I just gave, it was HealthPartners. The insurance was HealthPartners. The clinic was HealthPartners. I would expect, that they could provide an accurate estimate. But no. The one thing that they could provide, is when I went through the appeal process regarding my bill, the appeal was handled by, and denied by HealthPartners. What other business can do this? It hardly seems legal. Yes, healthcare is broken in the USA. And, it's getting worse not better.