State Farm Adjuster Can't See Hail Damage

The State Farm adjuster/inspector called me and says we don't have hail damage. He doesn't know why the paint is chipped off the ally side of the house, or all the "gravel" is off the shingles over there, but he says it isn't hail. I'm guessing that the loud noise that woke us up (September 21st) when hail was hitting the house wasn't hail either. It was probably "migrating insects" crashing into the house in the dark.